• We can provide IVAs and Protected Trust Deeds
• The initial process is entirely anonymous
• We do not charge any fees

UK Debt is at an all-time high, and falling foul of your finances is nothing to be embarrassed about..

IVA stands for Individual Voluntary Arrangement. It is a legal and government approved method of resolving debt that avoids the consequences of bankruptcy. If you owe over £15,000 to three or more creditors and can't afford to meet the repayments then you may be eligible for an IVA.

• The IVA process is negotiated through an Insolvency Practitioner (IP) who will guide you at every stage.
  
  
• If accepted, up to 75% of your debt can be written off. Creditors often find this appealing because they are likely to recuperate more of your debt through an IVA than they would if you were to declare bankruptcy instead.
  
  
• The typical repayment plan for an IVA is five years. During this time you will not be charged any interest on your debts, and monthly repayments are calculated to be manageable and realistic.
  
  
• An IVA could be an answer to your debt problems. It is not a quick fix but a long-term solution that will give you peace of mind and allow you to walk away debt free in five years or less.