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Debt Articles

Debt Management on the rise in the UK

The number of customers who are taking advantage of, or making enquiries about IVA UK debt management has risen in the United Kingdom over the last six months, as the cost of living continues to increase. Read more...

Over 55s IVAs on the increase as credit card debt increases

Credit card debt among those over the age of 55 has increased, leading more and more people over the age of 55 to turn to IVAs to clear their debts. Read more...

Unemployment could lead to more IVAs

The number of families who are hitting financial difficulties after one of the family earners has been made redundant is increasing, as the search for jobs is made harder and harder by the influx of young graduates in the job market. Read more...

Avoid Bankruptcy

No matter what state you or your business’s finances are in, you may well find that there are a few options you can explore before resorting to declaring bankruptcy. Read more...

Avoid Repossession

Sadly, today’s economic climate means that unprecedented numbers of us are struggling to meet our financial demands. More homes than ever before are being threatened with repossession, but if you’re having trouble keeping up with your mortgage payments, there may be some steps you can explore to avoid the harsh reality of having your home repossessed. Read more...

Bad Credit - Debt Consolidation Loan

If you’re in the position of thinking about getting a debt consolidation loan, the chances are your finances are possibly not in the best shape. Naturally, if you have a bad credit rating, you are less likely to be able to get the most competitive... Read more...

Bad Debt - Consolidation

It may seem nonsensical to describe some debts as ‘good’ and some as ‘bad’, but the difference between the two is also key to managing your personal finances effectively... Read more...

CCJ and Credit Cards

If you’ve had trouble with debt in the past that’s adversely affected your credit rating, it can be difficult to obtain further credit. However, credit cards... Read more...

CCJ - Re-Mortgage

Many people today are thinking about remortgaging their homes, either because they need funds or because they want to pay off an existing mortgage and change to another. If you’ve had a County Court Judgement in the past... Read more...

Consolidating Debts

If you’ve found yourself with multiple debts piling up every month, you’re certainly not alone. The current economic crisis, together with the fact that it was so easy for us to get credit... Read more...

Credit Cards and Debt Management

Credit Cards can be a great way to make purchases when you don’t have the cash to hand, but make sure you understand the real costs involved in using them, and that you’re not ending up paying masses in interest to a credit card... Read more...

Dealing with Debt

Debt is very much a part of life these days, and we all take it for granted, but it can cause many of us untold amounts of stress and worry, and can be just too much... Read more...

Debt Consolidation Review

So many of us have debts that we find difficult to manage, and the range of options available to help you handle these debts... Read more...

Debt Consolidation Tips

If you’ve found yourself struggling to manage multiple debts, it can be a serious task working out the best strategy for handling them... Read more...

Debt Management Consultant

Many Debt Management Companies operate across the UK, some of them providing their services for a fee and some for free. When you use the services of a Debt Management Company... Read more...

Debt Management Tips

Many of us find ourselves struggling to keep on top of debts that feel as though they’ll never go away. This can affect your life in so many ways it can seem... Read more...

Eliminate Credit Card Debts

It’s easy to find yourself in a situation where you’re struggling to keep on top of your credit card bills, often feeling that the debt... Read more...

Getting out of debt

Many of us have been in the situation where one or two debts seem to have turned into a mountain of different bills and it seems impossible that any of it will ever be paid off. When faced with debt... Read more...

How to Consolidate Debt

If you have a lot of different debts, you may well look to consolidate them in some way. There are actually many different options for doing this, each with their own advantages and disadvantages. Read more...

Insolvency Practitioners Association

The Insolvency Practitioners Association, or IPA, operates within the UK, regulating Insolvency Practitioners working within the country.
Insolvency Practitioners themselves are professional individuals who give advice to people or companies in financial difficulty, as well as carrying out Insolvency... Read more...

IVA Service

Many of us have been in the situation where one or two debts seem to have turned into a mountain of different bills and it seems impossible that any of it will ever be paid off. When faced with debt... Read more...

Loans with CCJ

If you’ve had a County Court Judgement made against you in the past, your ability to secure further credit will definitely be restricted. A CCJ happens when a creditor that you’ve failed to pay your bill to applies to the county court... Read more...

Mortgage with CCJ

There was a time when having a County Court Judgement against you made it extremely difficult to get a mortgage. However, a range of mortgage deals are now available to suit people with less than perfect credit... Read more...

Non Profit Debt Management

If you’re struggling with debts it’s understandable that you might consider a consolidation loan. However, you really need to shop around and make sure you know what’s involved in these types of loan... Read more...

Online Debt Consolidation

Like all other major countries, the UK economy relies to an extent on borrowing from various sources. The National Debt is the amount owed to lenders by the British government, and is therefore indirectly our debt... Read more...

What is Unsecured Debt?

There are many different types of debt that are available, and the difference mainly relates to the agreement that has been made as the basis for the debt... Read more...

Writing off Debt

You may have seen stories in the news about people having thousands of pounds worth of debt written off, however this is actually very unusual... Read more...

Debt Consolidation

Debt consolidation means adding your various debts together so that there is one outstanding amount rather than several. If you have more than two creditors then you should think seriously about consolidating your debts... Read more...

An introduction to the IVA

This brief introduction to Individual Voluntary Arrangements, should give you some idea of what the process actually involves. You may have heard the term IVA and not known that it stands for Individual Voluntary Arrangements... Read more...

I can't make my IVA payments

When you enter into a voluntary arrangement or IVA with your creditors, you are making a legal agreement to pay a certain amount of money each month to an insolvency practitioner. The money that you pay to your practitioner is then divided between your creditors... Read more...

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