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  • 2009
    • September
      • The Information that Credit Files really contain
        09/30/09
        You may be aware that your credit rating can be affected by a number of different factors, but many are confused as to what these really are. However an article in the Telegraph has revealed which are myths and which are actually true.

        "If people who have lived at your address befor

      • Credit Card Fees and Interest Rates
        09/29/09
        If you have ever had a credit card then you will know just how high the interest can be on repayments that you make. News today is that research is showing that credit card companies are waiving balance transfer fees but charging higher interest rates.

        "The number of credit card pro

      • Borrowing and your Credit History
        09/28/09
        If you have ever tried to take out a small loan but been refused then you may have wondered what the reason for this is. You may be suprised to know that those who have borrowed money before, even on just a credit card have acquired a credit rating and this is the key to getting your loan applicati

      • British Banks most Expensive in Europe
        09/25/09
        We all know that British banks have a bad reputation but new reports show that they are now amongst the most expensive in Europe.

        "It is a fresh blow to British banks which have been accused of taking billions of pounds of taxpayers support which they kept hold of to repair their b

      • Unemployment Figures show Recession is not over
        09/24/09
        There has been much talk recently that the recession could be nearing an end as the housing market picks up. However reports that the level of unemployment is declining seem to be untrue and infact recent figures show that those unemployed in Britain has hit a high of almost 2.5 million.

      • Tunbridge Wells hotspot for Debt
        09/23/09
        You may be suprised to hear that Tunbridge Wells in Kent is becoming the number one area in the Country for debt. The reason for this has been given as Europeans moving over with their debts in order to help clear them!

        "Easy access to Eurostar links to Continental Europe, cheaper r

      • Should Personal Debt be Capped?
        09/22/09
        Those in debt will probably be the first to admit that obtaining credit and loans has become easier then ever and has little relation to how much you earn or could afford to pay back. For this reason it has been suggested that in order to stop personal debt becoming unmanagable, there should be a l

      • Penalties for Overdrafts cut by Halifax
        09/21/09
        For those with a Halifax account you may be pleased to hear that penalties for overdrafts are about to change. This will mean that depending upon the type of overdraft you have you will be set a daily fee.

        "Millions of Halifax current-account customers will have their overdraft char

      • Regulation planned for Debt Management Companies
        09/18/09
        If you are in debt then you may be wary of using debt management companies due to the horror stories that are always around. However news today shows that these companies are to face stricter regulations.

        "Debt management companies that negotiate with lenders on behalf of borrowers

      • Interest Rates may rise early next year
        09/17/09
        Although interest rates are currently incredibly low this has to eventually end and new reports suggest that this could be the case early next year.

        "Simon Ward of Henderson New Star said the Bank of England’s projections for inflation in two years’ time could be at the top end of t

      • Why Repossessions have been falling
        09/16/09
        It has been widely reported in the news recently that repossessions have been falling in recent months. This is thought to be due to interest rates being so low as well as better handling of cases.

        "Repossessions fell by 9% in the second quarter of the year, reflecting the impact of

      • Which debt solution is right for you?
        09/15/09
        If you are currently in debt then you may be wondering what the best course of action is. By completing our simple form you could find the help that you need. IVAs can write off up to 75% of your debts and let you keep your home. The IVA application is anonymous and no credit search is carried out.

      • The problem with Interest only Mortgages
        09/14/09
        For many new home buyers an interest only mortgage can seem like a great way to get a foot on the property ladder, however it is important to make sure that you investigate this option thoroughly before committing.

        "Interest-only mortgages may seem appealing when buying a new home

      • Money Saving Advice for Students
        09/11/09
        It is not long now until University and College begins again, but this is often a costly time and students can often find themselves in alot of debt if they are not careful. However there are a number of things that you can do to try and avoid this.

        "So what do students blow their

      • Interest Rates remain Low
        09/10/09
        Interest rates have today been held at 0.5% by the Bank of England which will come as a relief to many.

        "The Bank of England today kept interest rates on hold at 0.5% and its quantitative easing (QE) programme steady at £175bn, defying some City speculation that it might ease polic

      • Banks and Overdrafts
        09/09/09
        Chances are that you will have an arranged overdraft on your bank account, however if you do not and you go overdrawn you can be charged a huge amount of money for this, even if in some cases it was the banks fault.

        "The bank – which is now largely owned by the Government - has sign

      • Getting the best Mortgage Deal
        09/08/09
        With interest rates as they currently are, you may find that by switching your mortgage you could obtain a better mortgage deal and save yourself some money. However finding a good deal can often seem like a minefield so you need to make sure that you do your research.

        "TWO-YEAR FIX

      • Barclays challenge PPI ban
        09/07/09
        You will no doubt have heard a great deal about PPI's in the last few months due to this product being mis-sold. However recent news is that Barclays are hoping to challenge the ban on the sale of these.

        "Barclays will begin its bid today to have a future ban on the sale of con

      • More people then ever seek Debt Advice
        09/04/09
        The continuing recession has meant that more people then ever have been requesting support to get help with their debts.

        "Record numbers of cash-strapped consumers are contacting Citizens Advice for help with recession-related problems such as debt and redundancy, new figures reveal

      • How easy is it to obtain a Personal Loan?
        09/03/09
        If you are looking at obtaining a personal loan do you know where to find the best deal? and more importantly do you have a good record? Banks are becoming more selective then ever regarding who they will lend to so it is vital that you have a good track record when it comes to your borrowing habits

      • British Consumer Debt is falling
        09/02/09
        Despite the recession it would seem that British consumer debt is actually falling as more people are seeking to repay their debts. According to reports it would seem that the bulk of the repayments have been coming from those in real financial trouble trying to avoid bankruptcy.

        "

      • Help for those struggling with Rent and Mortgages
        09/01/09
        With news that many are struggling to pay their rent or mortgage, the Government have launched new information online to help those who need it most. It is hoped that by doing this many will be able to avoid being avicted from their homes.

        "A series of animated videos, interview cli

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